Last updated: June 2026
1. Acceptance of Terms
By accessing and using the Finance4u website at www.Finance4u.co.in and our services, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use our website or services.
2. Description of Services
Finance4u provides loan and finance consultancy services, acting as an intermediary between borrowers and lending institutions (banks and NBFCs). We help customers find and apply for suitable loan products. We are not a direct lender and do not guarantee loan approval.
Our services include but are not limited to loan advisory, application assistance, documentation support, and liaison with lending partners.
3. User Eligibility
To use our services, you must:
- Be at least 18 years of age
- Be a resident of India
- Provide accurate and complete information
- Have the legal capacity to enter into binding contracts
4. Account Responsibilities
You are responsible for maintaining the confidentiality of any information you share with us and for all activities that occur under your application. You agree to notify us immediately of any unauthorized use of your information or any security breach.
5. Information Accuracy
You agree to provide true, accurate, current, and complete information when submitting a loan application or enquiry. Providing false or misleading information may result in the rejection of your application and may have legal consequences. We are not responsible for any consequences arising from inaccurate information provided by you.
6. Loan Approval & Disbursal
Finance4u facilitates the loan application process but does not guarantee loan approval. Loan approval, interest rates, tenure, and disbursal are at the sole discretion of the lending institution. The final terms of any loan are determined by the lender and are subject to their policies and your creditworthiness.
7. Fees & Charges
Finance4u may charge consultancy or processing fees for its services. Any applicable fees will be communicated to you before processing. Lending institutions may also charge their own processing fees, which are separate from our charges. You are responsible for paying all agreed-upon fees.
8. Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of Finance4u or its content providers and is protected by Indian and international copyright laws. You may not reproduce, distribute, or use any content without our prior written consent.
9. Prohibited Conduct
You agree not to:
- Use the website for any unlawful purpose
- Submit false or misleading information
- Attempt to gain unauthorized access to our systems
- Interfere with the proper functioning of the website
- Scrape, copy, or distribute our content without permission
- Use the website to send spam or promotional content
10. Limitation of Liability
Finance4u shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our website or services. We are not responsible for the actions or decisions of lending institutions. Our services are provided on an "as is" basis without warranties of any kind.
11. Disclaimer
The information provided on our website is for general informational purposes only and does not constitute financial, legal, or professional advice. Loan products, interest rates, and terms are subject to change without notice. You should verify all information with the relevant lending institution before making any financial decisions.
12. Third-Party Services
Our website may reference or link to third-party websites and services. We are not responsible for the content, accuracy, or practices of these third parties. Your interactions with third-party websites are solely between you and the third party.
13. Indemnification
You agree to indemnify and hold harmless Finance4u, its officers, directors, employees, and partners from any claims, damages, losses, or expenses (including legal fees) arising from your use of our services, your violation of these terms, or your infringement of any third-party rights.
14. Governing Law
These Terms & Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in Mumbai, Maharashtra, India.
15. Changes to Terms
We reserve the right to modify these Terms & Conditions at any time. Updated terms will be posted on this page with a revised "Last updated" date. Your continued use of our website and services after changes are posted constitutes your acceptance of the modified terms.
16. Contact Us
If you have any questions or concerns about these Terms & Conditions, please contact us:
- Email: loans@finance4u.co.in
- Website: www.Finance4u.co.in